Small Business Loans | Unsecured Credit

Dedicated Business Loan Specialists

Unsecured Loans & Lines of Credit

A business line of credit is a very common form of financing offered by most lending institutions. It is basically like business capital on tap that you can access at any time up to a certain amount agreed upon by you and the lender. Normally, there is no collateral required to gain approval, unless the credit criteria of the individual applicant and/or business is not met.

A business line of credit is a true asset for your business. Here are just a few of the beneficial reasons to have a business line of credit:

meeting short term working capital needs
covering cash flow shortages
purchasing increased seasonal inventory
expansion of your business
typically lower rates than credit cards
unforeseen operating expenses, etc.

Unsecured business loans and unsecured business lines of credit range between four and seven years. Lines generally can be renewed indefinitely. Interest rates generally range from Prime +1 to Prime +5, depending upon past credit history. Our Lenders focus on your credit history and (if available) your business financials to make their decisions, and the stronger your credit history, the less documentation you will need to provide. Your new business line of credit will be under your business name and not tied to your personal credit – keeping your personal accounts personal and your business accounts where they should be, in the name of the business.

Having an unsecured business line of credit is a valuable asset that no business should be without. Because we firmly believe in only receiving a fee once you've actually received your loan, we do not charge any upfront fees. We only receive our consulting fee once you've gotten the money in the bank, so you have nothing to lose in applying with us. There will be no fees due to us if your for any reason your loan is not funded.

Business Capital Group, LLC is here to help you find the easiest and quickest way to an approved loan. We have strong relationships with our banking contacts which allow us to increase your probability of receiving the financing you need for your business. There are banks throughout the nation that want to do business with you, expand your lending possibilities by working with our knowledgeable business lending consultants. We will help you save time so you can focus on the operations of your business, let us do the legwork for you!

We welcome the opportunity to help you achieve your business financing goals. It only takes a few minutes to pre-qualify and you can have money available for any purpose in just a few days, without ever leaving your home or office. All situations are considered. Fill out our “Quick App” online to get in touch with one of our knowledgeable consultants today.

Equipment Loans

You have two options for financing of business equipment. You can do a sale/leaseback of equipment you already own, or get financing to purchase new equipment. The payments are at easy fixed monthly payments and the rates are extremely competitive.

Please call today for more details and turn your equipment into quick cash for your business! "Quick App" form.

Secured Loans and Lines of Credit

A secured business loan requires collateral to be put up for the loan. The collateral can be in the form of your home, a vehicle that you own outright, a CD account, pretty much anything that you would keep in your name. A secured business loan is an alternative for those business owners that might not qualify for an unsecured loan or line of credit since you would be putting up something of value for collateral. Secured loans offer flexible repayment options at extremely competitive interest rates.

Please call today for more details on how you can use your collateral to get money for your business! Click here for our "Quick App" form.